01
About This Policy
Protecting personal information is a central responsibility at Vrish. This Privacy Policy describes the data collected through the Vrish mobile application (the “App”), the purposes for which it is handled, the safeguards surrounding it, and the choices available to each user.
Continuing to use the App indicates agreement with this Policy. If you do not accept it, remove the App from your device. This Policy should be considered together with the Terms of Service, which set out the general conditions for using Vrish.
02
Data We Gather
2.1 Identity and Contact Details
To confirm identity and establish a profile, we collect a full name, date of birth, mobile number, email address, and information from a government-issued ID. The information is transmitted through encrypted channels and stored at the domain below.
Secure service domainserver.vrish.co
These details are used only for verification, account creation, and regulatory compliance. They are not provided to outside parties for commercial use.
2.2 Device and Technical Information
Certain device information is collected automatically, including make and model, operating-system version, IP address, and Google Advertising ID. It supports reliable operation and platform security and is not used for advertising or credit decisions.
2.3 Installed App Metadata
For risk protection, limited metadata about apps on the device, such as package names and installation dates, may be collected. App content, passwords, and usage content are excluded. The metadata is used only to detect security concerns and does not influence credit standing.
2.4 Camera Access
Camera permission may be requested so you can upload verification documents. Images are encrypted before transmission to server.vrish.co, deleted after verification is complete, and captured only when you actively start the camera. Background camera access is not used.
2.5 Approximate Location
With permission, approximate location may be used to confirm whether services are available in your area. Precise coordinates are not stored, and location is not applied to advertising, profiling, or credit evaluation.
2.6 Usage and Diagnostic Data
Aggregated and anonymised information, such as visited screens, time spent, and error records, supports App improvement. It does not identify you and does not affect a credit decision.
03
Why We Collect Data
Information is handled only for defined and legitimate purposes:
- Verifying identity and evaluating eligibility before an account is opened.
- Administering the revolving credit line and processing transactions.
- Detecting and preventing fraud.
- Answering user questions and support requests.
- Improving features, correcting errors, and developing services.
- Meeting legal and regulatory duties.
You may decline an individual permission. Doing so can restrict the related feature but does not prevent general App use, and no permission-based information is collected without consent.
04
Who Sees Your Data
Vrish does not sell, rent, or trade personal information for profit. Information is disclosed only when necessary to identity-verification providers, secure infrastructure and processing vendors, or authorities and regulators where law requires disclosure.
Each partner is bound by confidentiality obligations and industry-standard security requirements. Information may not be used for a purpose beyond the work performed for Vrish.
05
Keeping Your Data Safe
Safeguards apply from collection through deletion and include end-to-end transmission protected by TLS/HTTPS, access restrictions for verified personnel, regular independent reviews and vulnerability checks, and continuous monitoring with automated alerts.
Sensitive information is available only to staff with a legitimate business need; access is recorded and auditable. No online system is risk-free, so suspected unauthorised account access should be reported immediately to support@vrish.co.
06
How Long We Keep It
Data is retained for the time needed to complete the purposes described here or to satisfy applicable legal and regulatory obligations, whichever period is longer.
After account closure and expiration of any mandatory retention period, information is securely erased or fully anonymised. The exact retention period varies according to the type of information and the rules that apply to it.
07
Age Requirement
Vrish is intended only for people aged 18 or older and does not knowingly collect information from anyone below 18. Identity verification controls are designed to prevent access by a minor.
If information belonging to a minor is discovered, it will be erased promptly and the associated account will be closed. A concern about underage registration can be reported to support@vrish.co.
08
Your Rights
You may exercise the following rights in relation to personal information held by Vrish:
Access: request a copy of information collected about you.
Correction: ask for inaccurate or outdated information to be amended.
Deletion: request erasure where no legal duty requires retention.
Consent: withdraw consent whenever processing relies on it.
Send a request or data-handling question to support@vrish.co. We respond within a reasonable time under applicable law and may first ask you to confirm your identity.
09
Changes to This Policy
This Policy may be revised when services, laws, or regulatory expectations change. A material update will be announced through the App or by email before it becomes effective.
Minor corrections and non-material edits may be posted without advance notice. The month and year shown above identify the current version, and continued App use after an update indicates acceptance of the revision.
10
Contact Us
Questions, complaints, or requests concerning this Privacy Policy or the handling of personal information can be sent to our support team.
